​

Welcome to our Stemality.com website, operated by Stemality. We respect and protect the privacy of our users. Please review the entire Privacy Policy below and familiarize yourself with our website. By using Stemality.com you agree to this Privacy Policy the Terms and Conditions and the transfer, collection, processing, and use of data by this site. We encourage parents to supervise their children's activities online and to encourage children not to enter information on any website or mobile application and never to provide any personal information to their username. Children should not use the Stemality.com website and should never provide personal information without parental consent and permission. 

​

Introduction: These terms and conditions govern your use of our website, Stemality.com, and any services provided by Stemality LLC. By accessing our website or using our services, you agree to be bound by these terms.

​

Use of Services: You may use our services only for lawful purposes and in accordance with these terms. You must be 18 years or older to use our services.

​

Age Restrictions:  Users must be 18 years or older to create an account or participate in certain activities. Stemality.com will screen for age following the Children's Online Policy Protection Act (COPPA) and to recognize visitors when they return to our website

​

Intellectual Property: All content on our website, including text, images, and logos, is our intellectual property and may not be used without our permission.

​

Limitation of Liability: We are not liable for any damages or losses resulting from your use of our website or services.

​

Code of Conduct: You must follow our code of conduct while using our services. This includes treating other users and our staff with respect and refraining from any disruptive behavior. We promote a positive and inclusive environment for all users. We do not condone any bullying, harassment, or inappropriate behavior

​

Liability Waiver: You acknowledge that participating in our programs carries inherent risks and agree to release Stemality LLC from any liability for injuries or damages incurred during your participation.

​

Payments and Refunds: You agree to pay for our services as per the agreed-upon terms. We may offer refunds under specific circumstances, as outlined in our refund policy.

​

Indemnification: You agree to indemnify and hold us harmless from any claims, losses, or damages arising from your use of our website or services.

​

Governing Law: These terms and your use of our website and services are governed by the laws of the Commonwealth of Virginia.